Growing MRR is good. MRR that doesn't churn on bad payments is better.
Kobana Team understands SaaS: MRR, NRR, involuntary churn, recurring billing, card declined. And it understands Brazil: Pix, NFS-e, eSocial, Simples Nacional.
- MRR & NRR
- Pix Automático
- Card declined
- Stock options
Global metrics, local bureaucracy.
Recurring billing
Boleto, card, Pix Automático — all in one cadence.
Card declined
Smart retry, method swap, multichannel dunning.
Municipal NFS-e
5,570 cities, 5,570 invoicing standards.
Variable ISS
Different rates, withholdings, and regimes per city.
Subscription metrics
MRR, NRR, LTV, CAC, payback — audited, not estimated.
Involuntary churn
60% of B2B SaaS churn starts in payment.
Stock options
Vesting, RSUs, equity-related taxes.
PJ + CLT payroll
Mixed regimes, ISS withholding, international contracts.
The finance team for your SaaS.
SaaS runway and forecast
Forecast combining expected MRR + variable costs (AWS, GCP) + headcount. Burn scenarios.
SaaS AP
Auto-capture of AWS, GCP, Azure, Vercel, Stripe invoices. USD reconciliation. Cost-center categorization per team.
B2B SaaS collections
Recurring cadence. Card declined handling (auto-retry, method swap). WhatsApp dunning for overdue boletos. Pix Automático as primary rail.
Payroll with stock options
CLTs, contractors, interns. Vesting. RSUs. Benefits, meal vouchers. Apdata, Sólides, Pandape.
Subscription metrics
MRR, NRR, logo churn, revenue churn, LTV, CAC, payback. Monthly investor-update board deck.
B2B SaaS with R$ 60M ARR, 800 customers.
6 months with Kobana Team operating in subscription-native mode.
Modern stack, wired up.
Billing
- Stripe
- Pagar.me
- Vindi
- Iugu
- Pagseguro
- Asaas
Cloud
- AWS
- GCP
- Azure
- Vercel
- Cloudflare
CRM
- HubSpot
- Salesforce
- RD Station
- Pipedrive
Customer success
- Gainsight
- Totango
Analytics
- Mixpanel
- Amplitude
- ProfitWell
HCM and NFS-e
- Sólides
- Convenia
- Gupy
- NFE.io
- Conta Azul
Founder and CFO FAQ.
Do you integrate with Stripe and Pagar.me at the same time?+
Yes. Native multi-billing. Consolidated MRR considers both processors and removes duplicates.
Does WhatsApp dunning use the official API?+
Yes. WhatsApp Business API with Meta-approved templates. No risk of number banning.
Do you issue NFS-e?+
We integrate with Omie, Conta Azul, NFE.io, and TecnoSpeed. Issuance stays at the provider; Kobana Team controls the cycle (billing → issuance → reconciliation).
Browse other industry solutions.
Clean MRR, controlled involuntary churn, 45-minute board deck.
Book a 30-minute call — we'll show your operation running on Kobana Team using your own numbers.