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Kobanateam
Kobana Team Β· AI team for finance ops

The AI team that runs your finance ops while you grow the business.

Treasury, accounts payable, accounts receivable and payroll β€” a full team of AI agents trained to operate Brazilian finance, running on the banking operations automated by Kobana.

200+ Brazilian companies5M+ operations per month
Full Kobana Team β€” five AI agents for Brazilian finance
Meet the team

Five specialists. A whole finance department on autopilot.

Each agent was trained for a real role in your day-to-day. They work together β€” and with you.

Kevin β€” AI agent for treasury
Treasurer

Kevin

Forecast, cash sweep, multi-bank reconciliation and real-time fraud detection.

Meet Kevin
Klaus β€” AI agent for Brazilian payroll
Payroll

Klaus

eSocial, FGTS Digital, DCTFWeb and closing cycles without the drama.

Meet Klaus
Kelly β€” AI agent for accounts payable
Accounts Payable

Kelly

From invoice XML to reconciled payment, with Brazilian tax compliance built in.

Meet Kelly
Karin β€” AI agent for accounts receivable
Accounts Receivable

Karin

WhatsApp dunning cadences, cash application and a lower DSO.

Meet Karin
Klaudinho β€” AI financial assistant on WhatsApp
Financial Assistant

Klaudinho

The copilot that answers any question and orchestrates the whole team.

Meet Klaudinho
How it works

From zero to a team running in a day.

01

Connect the rails

Banks via Kobana's bank connection platform, ERP, eSocial, CRM. No integration project, no consultants.

02

Kia Brain learns your business

Chart of accounts, suppliers, customers, credit policy, CCT. Every contract and decision becomes context.

03

The team executes β€” with your approval

The agents prepare, recommend and execute. Every monetary action has mandatory human-in-the-loop.

Real infrastructure

We've been running your Pix, boleto and CNAB for over 10 years.

We're not a ChatGPT wrapper. We're the infrastructure you already use, now with an AI team on top.

40+ banks
via Kobana's bank connection platform and CNAB 240/400
Native Pix
DICT, QR, Pix AutomΓ‘tico and Pix CobranΓ§a
5M+
operations processed per month
Since 2013
operating financial infrastructure in Brazil
Pix and AI converging β€” Brazilian infrastructure + AI agents
Map of Brazil β€” Kobana Team nationwide coverage
πŸ‡§πŸ‡· Fluent in Brazil

Our team didn't learn English and get translated. It was born speaking Brazil.

eSocial, DCTFWeb, FGTS Digital, SCR-Bacen, Brazilian Tax Reform. NF-e from every state. NFS-e from 5,570 municipalities. Because automating without compliance just creates liabilities.

eSocial
FGTS Digital
DCTFWeb
IBS/CBS Tax Reform
LGPD
Pix Bacen
Measured outcomes

Real numbers, not consulting deck slides.

βˆ’8 to βˆ’15 days
DSO with Karin
89%
touchless invoices in accounts payable with Kelly
R$ 1–3M/yr
in gains on invested cash with Kevin
40%
fewer payroll errors with Klaus
4h β†’ 40s
response time on ad-hoc questions with Klaudinho
4.8 β€” average customer rating

The people using it say it better than we do.

Our bank reconciliation went from 5 days to 1. The analyst team is back to doing actual analysis.
CFO
Mid-market retailer
We cut DSO by 11 days in the first quarter. Karin doesn't forget a single customer.
Controller
B2B SaaS
For the first time ever, payroll close didn't turn into Sunday overtime.
HR Manager
Industrial company
Quick comparison

Why Kobana Team and not something else.

Kobana TeamRecommended
Global
HighRadius, SAP
Brazilian ERPs
TOTVS, Omie
ChatGPT
Built for BrazilPartial localizationβ€”
Multi-step agentsβ€”β€”
Native Pix / boleto / CNABβ€”Basicβ€”
eSocial / FGTS Digitalβ€”Partialβ€”
Setup in daysMonths
Knows your chart of accountsβ€”
Pricing

A full team for less than a junior analyst.

SMBs

Klaudinho Solo

R$ 497/mo
Most popular
Mid-market

Kobana Team Start

R$ 2,490/mo
Large enterprises

Kobana Team Business

R$ 7,490/mo
Tailored

Enterprise

custom
30-day unconditional guarantee.If it doesn't work, we refund you.
FAQ

Questions we hear every week.

Will AI replace my team?+

No. The agents pull your team out of grunt work β€” reconciliation, repetitive collections, payroll review. Analysts get back to doing analysis and strategy. Every monetary action requires human approval.

Do I need to code or do prompt engineering?+

No. You talk to the agents on WhatsApp the way you talk to any coworker. "Kevin, how much can I invest today?" is a valid prompt.

What if the AI makes a mistake and sends a wrong payment?+

Mandatory human-in-the-loop on any money movement. The agent prepares, you approve. Full audit trail for internal audit and Bacen.

How secure is our data?+

LGPD compliant by design, data residency in Brazil, encryption in transit and at rest. We don't train models on your data.

How long does onboarding take?+

Less than one business day. We connect Kobana's bank connection platform, ERP and eSocial, Kia Brain reads your documents, and the team starts running with your approval.

Does it work with my ERP?+

Yes. SAP, TOTVS (Protheus, RM, Datasul), Senior, Sankhya, Oracle NetSuite, Omie, Conta Azul. If you have an ERP, we connect.

Ready to meet your new team?

In a 30-minute demo we show you how the team would run at your company.