Comparison · Kobana Team vs. TOTVS AI
TOTVS is a great ERP. We're the AI team that runs on top of it.
Protheus, RM and Datasul remain your system of record. Kobana Team orchestrates financial flows on top of TOTVS and the Brazilian rails.
ERP and AI team complement each other.
TOTVS AI Studio
AI platform embedded in TOTVS ERPs.
Vertical copilots and some agents in ramp-up. Evolving fast, with market maturity still consolidating.
Kobana Team
Multi-step agents for Brazilian finance.
Native integrations with TOTVS Protheus, RM and Datasul, plus other ERPs. Runs on the Pix, boleto, CNAB and Open Finance rails.
What changes in the details.
| Dimension | TOTVS AI Studio | Kobana Team |
|---|---|---|
| Agent maturity release | 2025/2026 (ramp-up) | 2026 GA |
| Scope | TOTVS ERPs | Cross-ERP |
| Native Pix / boleto / CNAB | Partial | |
| eSocial / FGTS Digital | Via TOTVS module | Execution rail |
| Open Finance | Basic | +40 banks |
| Native WhatsApp | ||
| Cognitive cash application | Basic | 90–96% touchless |
| Works with Oracle, SAP, Omie |
Coexistence
TOTVS + Kobana Team is a frequent combination.
TOTVS Protheus remains your finance system of record. Kobana Team adds intelligent invoice capture, WhatsApp collections, credit analysis via SCR-Bacen, orchestrated Pix payments, cognitive reconciliation and error-free payroll.
See the team running on top of your TOTVS.
Native integration with Protheus, RM and Datasul.