The AI team that never sleeps.
They don't take vacation, they don't ask for raises, and they don't forget to pay FGTS. Five agents specialized in Brazilian finance, ready to run on top of your Pix, boleto and CNAB rails.
Everything a modern finance department needs, in a single team.
5 specialized agents
Kevin, Klaus, Kelly, Karin, Klaudinho
Kia Brain
Persistent memory about your business
30+ native integrations
ERPs, banks and government agencies
150+ use cases
Pre-built automations running from day one
Web, desktop, mobile and WhatsApp
One team, five channels
Guided setup
Team running in under one business day
Human support
Assistance during business hours
Full audit trail
Every action logged and traceable
Why Kobana Team is different.
Executes end-to-end
It's not a copilot. It's not a chatbot. The agents run entire finance workflows — from document intake to reconciled posting, from payroll close to FGTS payment.
Actually understands Brazil
eSocial, DCTFWeb, FGTS Digital, CCT, NF-e from 5,570 municipalities, Pix DICT, Kobana's bank connection platform, SCR-Bacen. No foreign solution hastily translated.
Each role is a specialist
No generic Swiss Army knife. Each agent is designed for a real area: treasury, accounts payable, accounts receivable, payroll.
You approve, they execute
Mandatory human-in-the-loop on every monetary action. No 24/7 babysitting. With an auditable trail for internal audit and Bacen.
Five digital coworkers ready to start Monday.
Kevin
The cash guy. Projects 13-week cash flow at 90% accuracy, sweeps idle balances into CDB or Tesouro Selic, reconciles 40+ banks, detects fraud in real time and analyzes bank fees.
R$ 1–3M/year in yield gains for a company with R$ 100M in revenue.
Klaus
The labor-law guardian. Closes payroll with anomaly detection, interprets CCT, pays FGTS Digital via Pix, reconciles CNAB 240 with eSocial S-1210 and handles rejections.
40% fewer errors, 60-80% less review time, zero CLT article 477 fines.
Kelly
The margin protector. Captures NF-e, does semantic 3-way matching, validates CFOP and withholdings, detects fraud, schedules payments and reconciles 99% of outflows.
89% touchless invoices, 7x more early-payment discounts captured.
Karin
The one who cuts DSO without burning relationships. Runs cash application, negotiates on WhatsApp with guardrails, runs credit analysis via SCR-Bacen and forecasts receivables.
−8 to −15 days DSO, +30% collection rate, 45-50% of deals closed without a human.
Klaudinho
The copilot you talk to on WhatsApp. Answers any question about your data, builds the board deck, orchestrates the other four and preps audits.
4h → 40s response time, reporting cycle 14 → 3 days.
They talk to each other. You don't have to explain anything twice.
Monday, 9am. Kevin sends the week's cash forecast. Kelly uses it to prioritize which supplier gets paid today and which can wait until Friday to capture a discount. Karin fires off the dunning cadence for customers due tomorrow. Klaus lets you know April's FGTS Digital has been paid. Klaudinho closes the week's dashboard on WhatsApp.
From contract to team running in under a day.
- 01Contract and kickoff
30 min. Digital signature, scope alignment and pilot definition.
- 02Connect the rails
2-3 hours. Kobana's bank connection platform for main banks, CNAB, Pix, ERP and eSocial. No-code setup.
- 03Kia Brain learns the business
2-3 hours. Upload of chart of accounts, policies, contracts, CCT. Guided interview with your finance lead.
- 04Pilot with 1-2 agents
First week. We start with the most adjacent processes — usually reconciliation or collections. You approve every action.
- 05Full team running
Second week. All agents active, with human-in-the-loop. Weekly pilot review until month 3.
What makes the agents actually understand your business.
Kia Brain is the memory and context layer that separates Kobana Team from any generic chatbot. It holds your chart of accounts, your credit policy, your recurring suppliers, your approval matrix, your bank contracts, your CCTs and every decision you've ever made about the business.
Connects with everything you already use.
40+ connected banks, CNAB 240/400, Pix, OFX, B3
SAP, TOTVS, Oracle, Senior, Sankhya, Omie, Conta Azul
eSocial, FGTS Digital, DCTFWeb, SEFAZ, municipalities
Senior, Sólides, Gupy, Convenia, Apdata
Salesforce, HubSpot, RD Station, Pipedrive
WhatsApp, Gmail, Outlook, Slack, Teams
Power BI, Tableau, Looker, Metabase
Financial data needs more than “encryption in transit”.
- LGPD compliant by design
- Data residency in Brazil
- Encryption in transit and at rest at banking standards
- SOC 2 Type II (in progress)
- Mandatory human-in-the-loop on every monetary action
- Full audit trail for each decision
- We don't train models on your data
- Aligned with PL 2338/2023 (Brazilian AI regulation bill)
Questions we hear every week.
Can I start with just one agent?+
Yes, but we recommend evaluating the whole team in the demo — the real value comes from coordination between the five.
What if I need a custom agent?+
On the Enterprise plan we evaluate building specific agents for processes unique to your company.
Do the agents learn from my usage?+
Yes — via Kia Brain, which accumulates context and preferences. But we don't train global models with your data.
How many users can I have?+
Unlimited on every plan. You pay for operations, not per seat.
Is there a mobile app?+
Yes, iOS and Android. And WhatsApp as a native channel.
Can I use just Klaudinho?+
Yes, on the Klaudinho Solo plan. It gives access to up to 1 additional agent of your choice.
Ready to build your team?
30 minutes of demo. Zero commitment. We show you how it would run in your reality.